What’s Happening

At Partners in Financial Planning, we keep you informed on a variety of topics. Check out our Blog posts and team News featured below. If you missed any of our newsletters or monthly investment commentary, be sure to check out our Newsletters & White Papers page for the latest market news and articles to educate and inspire.

Catch-Up Contributions and Retirement Savings Maximization for Pre-Retirees

If you’re age 50 or older, catch-up contributions allow you to put extra money in your retirement accounts, beyond the annual limits. The closer you get to retirement age, the more valuable those accelerated savings become. Even in your 50s, any additional contributions you make to your retirement accounts will have time to accumulate and compound before you officially retire. Some of the plans that allow catch-up contributions include: 401(k)s…

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Charleston Retirement Communities: A Comprehensive Financial Guide to Choosing the Right Neighborhood

With its Southern charm, mild weather and ample opportunities for fun and leisure, Charleston is a prime option for retirees.  But it’s not just the beautiful setting that makes it a top retirement destination; affordable living options, a robust healthcare system and tax benefits make it a practical choice, too. When it’s time to consider where you’ll retire, making an informed financial decision is crucial. If Charleston tops your list…

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Bridging the Gap: Financial Strategies for Pre-Retirees in Their 50s and Early 60s

Let’s talk about a few common strategies we can use to help you bridge the gap and address your future income needs for retirement.

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Retirement Planning for Charleston’s Coastal Lifestyle: Financial Strategies for Lowcountry Seniors

There are a few common strategies we use to help align our client's financial resources with their desires for retirement.

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Celebrating 15 Years of Partners in Financial Planning: A Look Back and Ahead

Fifteen years ago, James Pearman and Pam Poldiak took a bold leap. They left a successful practice to create something entirely their own: Partners in Financial Planning (PIFP). Their vision was clear—to build a firm rooted in collaboration, exceptional service, and a deep commitment to helping clients achieve their dreams. Today, as we celebrate this milestone anniversary, we reflect on how far we’ve come and look ahead to the exciting…

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Things You Can Do In Charleston South Carolina to Give Back as a Family

If you’re interested in giving back to the community, you may find it important to instill those philanthropic values in your children or grandchildren as well. Not only can working as a team help amplify your efforts, but it can strengthen your family bonds and community ties through service. For those living in Charleston, South Carolina, there’s certainly no shortage of volunteer opportunities in our city—no matter what particular cause…

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Volunteerism in Retirement: Giving Time and Expertise

While retirement is an exciting phase in life where you can finally feel untethered (perhaps for the first time) from the commitment of a job, it comes with some surprising, often sneaky, challenges for older adults. Namely, finding ways to make retirement feel fulfilling while avoiding things that may threaten your happiness, like isolation and loneliness. About one-third of older adults said in a recent study that they interacted with…

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