What’s Happening
At Partners in Financial Planning, we keep you informed on a variety of topics. Check out our Blog posts and team News featured below. If you missed any of our newsletters or monthly investment commentary, be sure to check out our Newsletters & White Papers page for the latest market news and articles to educate and inspire.
2026 Tax Changes Simplified: What the New Year Means for Your Retirement Strategy
Key Takeaways The One Big Beautiful Bill Act made most TCJA individual tax provisions permanent, so the current seven-bracket system (10%–37%) remains in place for 2026 with IRS inflation adjustments. Retirement contribution limits increased for 2026:• 401(k)/403(b)/457: $24,500• IRA: $7,500• Catch-up (50+): $8,000• Super catch-up for ages 60–63: up to $11,250 High earners with prior-year wages above the indexed ~$150,000 threshold must make all catch-up contributions as Roth starting in…
Winter in Charleston: Active Retirement Activities that Won’t Break the Bank
Here's your guide to making the most of Charleston's winter without breaking the bank.
2026 Financial Planning Resolutions: Setting Yourself Up for Success
For retirees and those approaching retirement, financial resolutions take on a distinctly different form than those of younger adults.
Holiday Spending in Retirement: Maintaining Generosity Without Derailing Your Budget
You don't have to choose between celebrating the season and protecting your retirement security.
Federal Government Shutdown Concerns: A Guide for Federal Employees
If you’re a federal employee facing potential shutdown uncertainty, you’re likely feeling anxious about your financial stability. These situations can feel overwhelming, but there are concrete steps you can take to navigate this challenging time. Acknowledge Your Concerns First, know that your concerns are valid. The uncertainty of when paychecks will arrive and how long a shutdown might last creates real stress. You’re not overreacting by wanting to prepare and…
What the Fed’s October Rate Cut Means for Your Financial Planning
The Federal Reserve cut interest rates by a quarter percentage point in October 2025, lowering the federal funds rate to 3.75%–4.0%. While this marks the second cut this year, what does it really mean for your financial planning? Understanding the Decision The Federal Open Market Committee made this move primarily due to concerns about a slowing labor market and broader economic headwinds. They also reduced the interest rate paid on…
How to Talk Money With Aging Parents
With the right approach, these conversations can strengthen your relationship while providing the peace of mind everyone deserves.